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Legal Notice and Disclaimer

CompassQuote is a service mark of Brian J. Greenberg, Independent Insurance Agent, licensed to sell life insurance products in all states and the District of Columbia.

All materials and information in this site are provided ''as is" and without warranties of any kind either expressed or implied. Brian J. Greenberg, CompassQuote, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

In no event shall Brian J. Greenberg, CompassQuote, and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

CompassQuote.com assumes that you are submitting accurate information on your own behalf, and is not responsible for information you have submitted for someone else with or without this party's consent.

Insurance Rate Information

The information used in all insurance rate quotes have been taken from the rate cards which life companies routinely publish and distribute to life agents and brokers. To the best of Brian J. Greenbergs's ability, he has done everything he can to ensure that the insurance rate information contained in any insurance rate quotes is up-to-date and accurate. However, he cannot guarantee accuracy.

All quotes are for illustration purposes; actual premiums and coverage will be based on age, health history, certain underwriting criteria, location, sex and tobacco usage. Not all policies or companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information.

In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern.

Copyright Notes

Unless otherwise noted, the graphic images, buttons, layout, and text contained in this Web site are the exclusive property of Brian J. Greenberg, CompassQuote.com, and its related, affiliated and subsidiary companies, and may not be copied or distributed, in whole or in part, without the express written consent of Brian J. Greenberg, CompassQuote. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use.

Data Protection

Brian J. Greenberg has the right but is in no way obligated to monitor any transmission made to and for this web site, web pages and news groups. Brian J. Greenberg may use or disclose information gathered from the site.

Hyperlinks

This Web site contains hyperlinks or "links" to other sites, and other sites may "link" to this site. Web sites linking to and from this site may have different privacy practices from the ones described here for CompassQuote. Visitors to our site should read the privacy statements of other Web sites they visit. This privacy statement applies solely to information collected by this Web site.

Product Restrictions

Insurance policies subject to underwriting restrictions. Suicide provisions may apply. Policies not available in all states.

Licenses and Insurance Policy Availability

Not all policies or companies are available in all states. Agent(s) licensed to sell policies in all states and the District of Columbia. Agent license numbers listed below as required by state law in California, Minnesota, Louisiana, Utah and Massachusetts:

  • California residents: Brian J. Greenberg - license number #0E94298
  • Louisiana residents: Brian J. Greenberg - license number #405626
  • Massachusetts residents: Brian J. Greenberg - license number #1813045
  • Minnesota residents: Brian J. Greenberg - license number #IN- 20559123
  • Utah residents: Brian J. Greenberg - license number #231390
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