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January February March April May June July August September October November December 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985

4 5 6 7 ft   0 1 2 3 4 5 6 7 8 9 10 11 in

lbs

Male Female

Never Used Current user Quit within the last year Last use over 1 year ago Last use over 2 years ago Last use over 3 years ago Last use over 5 years ago

Cigarettes, less than 1/2 pack a day Cigarettes, less than 1 pack a day Cigarettes, more than 1 pack a day Cigar or Pipe daily Cigar or Pipe, once a week Cigar or Pipe, once a month Cigar or Pipe, 12 or less a year Cigar or Pipe, more than 12 per year Nicotine patch or gum Chew or snuff

Preferred Plus (Superior Health Risk) Preferred (Excellent Health Risk) Regular Plus (Good Health Risk) Regular (Average Health Risk)

30-Year Guaranteed Level Term 25-Year Guaranteed Level Term 20-Year Guaranteed Level Term 15-Year Guaranteed Level Term 10-Year Guaranteed Level Term 5-Year Guaranteed Level Term To Age 100 Guaranteed 10 vs. 20 vs. 30 Year Guaranteed

Annual Monthly Quarterly Semi-Annual

$50,000 $75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,500,000 $3,000,000 $5,000,000